seniors aging gracefully

apparently 50% of Americans are, me included

so what can you do to cut expenses

groceries – look for what is on sale that week, veggies and fresh food are often discounted at the end of the day, consider lower cost proteins like chicken thighs, eggs and tofu, avoid high priced processed foods and consider discount stores like Costco

gas prices – it varies day to day depending on what is going on in Iran, fill up when the strait is supposedly going to be opened and avoid speeding

insurance – it has been going up dramatically, shop around and consider bundling

clothes – they often get deeply discounted at the end of the season and thrift stores sometimes have great items

cut out nonessentials – I like to go out to eat but look for restaurants that have early bird specials

banking – ask for a lower rate on your credit card interest, check to see if you are paying for subscriptions, you no longer use

Hair care – I have often gotten perfectly dine haircuts at the chains